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Important: Plans will not be offered in 2026

I received a letter regarding my healthcare coverage for 2026. What does it mean?

At AultCare, you are very important to us, and we are committed to providing you with a superior level of customer service. That is why we want to be transparent about a recent difficult decision that impacts the healthcare coverage we offer. Effective Jan. 1, 2026, AultCare’s On- and Off-Marketplace plans for individuals and families will no longer be available. Read our FAQs to learn more about these changes.

Read Our FAQ

Affordable, Quality Health Plans for Individuals & Families

We take your healthcare personally. Because you matter, we believe you deserve access to the best in healthcare with AultCare health insurance plans. AultCare offers health plans for young adults, students, self-employed individuals, early retirees, individuals, and families.

 

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What Other Information Impacts the Selection of a Health Plan?

When Can I Purchase Health Insurance?

Individual Health Insurance can be purchased during the Annual Open Enrollment period (November 1 to January 15). If you have a qualifying life event, you are eligible for a special enrollment period outside of the Annual Open Enrollment. You must sign up within 60 days of the qualifying life event. Qualifying life events are changes in your situation – such as getting married, having a baby, or losing group health coverage (healthcare.gov). Download the Healthcare.gov checklist.

Qualifying life events include:

  • Changes in household (marriage, divorce, new child, death)
  • Changes in residence
  • Loss of group health insurance (losing existing coverage or losing eligibility)
  • Other qualifying events (becoming a U.S. citizen, leaving incarceration, etc.)

Please note, this is a small list of qualifying life event examples. Certain circumstances do not apply. You can learn more or view a full list of qualifying life events here.


What is a 1095-A Form?

A 1095-A form includes information about a Marketplace plan you had in the past year. You may be eligible for a tax credit to help offset the costs of health coverage for those who qualify. A 1095-A form will provide information needed to claim the tax credit. You can learn more about the 1095-A form here.

If your household income is greater than 138 percent of the federal poverty level (FPL) you may be eligible for the Advanced Premium Tax Credit (APTC) to help pay for health insurance through the Marketplace. If your income is between 138 and 250 percent of the FPL, you may also be eligible for additional cost-sharing reductions to help lower your out-of-pocket expenses. Household incomes below 138 percent of the FPL may be eligible for Medicaid or other types of coverage.

Download a Glossary of Medical Terms